Blog: Retirement Insecurity

Unions are collecting kickbacks from financial advisors peddling fee-laden financial products to teachers.
New generations are being asked to pay for the promises of the past.
When it comes to retirement benefits, Colorado teachers are facing a steep climb.
Senator Warren should extend Social Security coverage to the 5 million public-sector workers who currently lack it.
Florida has already taken several steps to boost the retirement security of its teachers. But a few more tweaks could help even more.
Forty percent of all public K–12 teachers are not covered under Social Security.
For most teachers, vesting periods are largely symbolic. Merely vesting in a pension plan is not sufficient to guarantee a decent benefit, and many teachers would be better off withdrawing their contributions than waiting to collect a pension.
See how much states are contributing toward teacher retirement benefits.
Most public school teachers are enrolled in a pension plan, but that doesn't mean they'll ever actually receive a pension, or that it will be a good one.
This post digs into worker retention data from Arkansas and notes that there are reasons to doubt how much pension plans affect worker retention rates.