• Test scheduled for 10:30AM

  • Teachers without Social Security coverage face substantial uncertainty and must rely more heavily on their employer retirement plans (state pensions), which provide little or no savings for many teachers.
  • Uncovered workers eligible for Social Security benefits have led to creation of two complex provisions.
  • In this Center for Retirement Research report, Alicia Munnell examines the arguments for and against extending Social Security coverage to all state and local workers.
  • Nearly half of all workers are not contributing to a retirement account. An estimated 3.65 million workers do not have access to an employer-provided retirement plan, and minorities are particularly vulnerable.