• Late-career teacher salary raises can dramatically affect state unfunded pension liabilities
  • The Urban Institute evaluates several reform options for state and local pension systems.
  • While public pensions have gained significant national attention for their massive underfunded liabilities, underlying benefit structures and plan design have received comparatively little attention.
  • Colorado teachers are flying without a net when it comes to their retirement.
  • Eighty-five percent of Colorado teachers will leave public employment with insufficient retirement savings and no Social Security benefit for their work.